Capital One 360 Bank Account Bonus

Right now is a serious golden era for bank bonuses, credit card bonuses and loan bonuses, which usually would make people concerned about the economy but none-the-less here we are.

Capital One’s $150 SUB for their online 360 bank account product is just about up, so its worth mentioning. Interesting how on their promo page they claim they are “changing the game” by offering direct deposit up to 2 days before it clears, which I find funny considering many Fintech’s offer this already and its the banks red tape that create the delay in the first place.

Its worth noting that they were running a promo through Jan 2021 offering $400, so this isn’t the best offer they have put out there but if you plan on using it then its better than 0.

Here are the basics

1. Signup and use promo code BONUS150
2. Set up and receive at least 2 direct deposits each of $250 or more within 75 days of account opening.
3. Get $150 bonus

Here are the terms…

1. Open a 360 Checking account between 12:00 a.m. ET on June 16, 2021, and 11:59 p.m. ET on August 17, 2021. When you open your account, ensure you enter in promotional code BONUS150 in the Promo Code box at the bottom of the page.
2. Set up and receive at least 2 direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.
3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).