It was only a matter of time before the original master lender list got too cluttered, so the next spin off we will be building out is a complete table of as many of the 5,400 credit unions in the United States that we can get data off of. We will also be doing a dedicated table on Elan Financial soon as well on this page considering they back so many credit unions.

Bookmark, share, enjoy! Share your datapoints with us if you have some!

If you are looking for big banks, you want to check out our Master Credit Lender List here.

NOTE: March 2023 update
Now that Silicon Valley Bank and 3 others have collapsed, the Fed has made it clear they will NOT bailout smaller banks, just the big boys so keep that in mind with your Credit Union selections- Make sure they have at least FDIC insurance if not more.

Credit Card	National Rank	Bureau They Pull	Credit Score	How To Join	Datapoints
Abound Credit Union				No restrictions on who can join, SEGs
Affinity FCU	86th	Ex		(NJCFE), Connecticut Jump$tart or over 2k other clubs/associations/SEGs	Pulls FICO 8 More Data
AgFed Credit Union	880			Friends of National Arboretum- $20 one-time
Air Force Federal Credit Union-AFFCU		Ex		Airman Heritage Foundation- $25 one-time
Alabama Credit Union	280			Secret Meals Association- $10 one-time
Alliant Credit Union		Eq Pulls Chexsystems		Foster Care To Success- Alliant will pay
Alliant CU-Cashback Visa Signature		Eq			855/$10000 More info
Americas Credit Union	825th	HP		Association of the United States Army- $30 per 2 years
American 1 Credit Union	663rd			Community 1 Cooperative- $3 one-time
American Heritage FCU	85th	HP Ex on membership		Kids-n-hope foundation	https://americanheritagecu.org/open-an-account
Andrews Federal Credit union- AFCU		Eq/Tu	650+	American Consumer Council- $15 one-time	Join American Consumer Council Plat rewards & Simplicity visa are fair credit-cards Titanium rewards is good credit
AOD FCU	804th	Eq FICO 5 Mortgage for credit Eq HP for membership Pulls Chexsystems			5 or less inq on Chexsystems over last 2 yrs HP lasts 30 days Join NEBA Full Video
Ascend Federal Credit Union	109th	HP on membership		Tennessee Nature Conservancy- $25	https://ascend.org/eligibility
Baxter Credit Union (BCU)	55th	Tu			30 day Double dip HP 786/ $25000 Travel visa 786/ Autoloan @2.14% More Info
BCU Travel Rewards Signature Visa		TU Vantage 3.0			766/$5k
Bellco CU	43rd	Ex	720+	Bellco foundation- $10 one-time	722/$10k POI required CO only Fax in your documents, unorganized
Blue Federal Credit Union	252nd			Blue foundation- $10 dono
Boeing Employee Credit Union- BECU	4th	Tu	720+		720/$2500 746/$12.5k More Data
Cadets Federal Credit Union	3,507th			Black Rock Historical Society- $20 one-time (9 other membership joining options)
Capital Educators Federal Credit Union	326th			Idaho CapEd foundation- $20 one-time
Centric FCU-CFCU	953rd	Ex	530+		Based in Louisiana
Chartway Federal Credit Union		Pulls Chexsystem		We Promise Foundation- $10 dono	Using Elan Financial
Chevron Federal Credit Union	72nd	Eq		Over 2,000 organizations	No HP for membership
Christian Community Credit Union	480th	Pulls Chexsystems		Christian Alliance for Orphans (CAFO)- annual fee $50 membership fee will be paid for by the Credit Union for the first year.	Using Elan Financial
Clark County Credit Union	387th			KNPR (public radio), bank will pay initial $40 dono for 1 year
Community Credit Union- CFCU	305th				5 NY counties only
Community Wide Federal Credit Union	556th			Over 12 organizations	https://comwide.com/get-assistance/membership/membership-eligibility
Connexus Credit union	63rd			Connexus Association- $5 one-time dono	Issued By Elan Financial Full Video
Consumers Credit Union	134th	Eq HP Eq on membership		Consumers Cooperative Association- $5 one-time dono
Credit Human				American Consumer Council
Credit Union Of New Jersey	792nd	HP on membership		CUoNJ foundation- $5 one-time dono	No georestrictions
Credit Union of Texas- CUTX	181st	Eq			Membership based on location (17 counties in TX), SEGs
Digital Credit Union- DCU	21st	EQ9 EQ5 EQ4 credit cards Pulls Chexsystems	640+	Reach out for schools- $10	Eq 647/$3500 More Info 604/$300 DTI very important here
Dover Federal Credit Union	619th			Friends of Bombay hook- $15 annual	Offers prequal for members
Dow Chemical Employees Credit Union	214th			DCECU members endowed scholarship fund- $10 dono
EFCU Financial	466th			EFCU financial foundation, Louisiana Wildlife Federation
Elevations Credit Union	126th			Elevations foundation- $15	Based in Boulder CO
Evansville Teachers Federal Credit Union/Liberty Federal Credit Union	121st	pulls Chexsystem SP Eq for membership		Mater Dei Friends & Alumni Association $5 dono	https://etfcu.org/about/how-to-join/field-of-membership/ Ask for full docs on business loan products Changed names to Liberty in late 2022
Expedition Credit Union	1,163rd			United Educators Foundation $5 membership
Financial Resources Federal Credit Union	669th			American Consumer Council	https://www.myfinancialresources.org/home/home
First Flight Federal Credit Union	1,184th			Several dono options $5-$10 one-time	https://www.efirstflight.com/about-us/membership/
First Tech Credit Union- FCU	9th	HP Ex for membership pulls Chexsystem		Financial fitness association - $8	742 FICO $10k limit choice rewards (app right after joining) 750 FICO Experian, $25k limit 756 FICO Experian $30k 701 FICO $10k @ 14% More Data
Genisys Credit Union	87th			Arthritis Foundation, Paint creek center for the arts	https://www.genisyscu.org/
GE Credit Union	1,082nd	Eq			680/$8700 Eligibility
Golden 1 CU	7th	Ex	700+		719, 777 More Info Must be a resident of CA to get credit
Greater Texas Federal Credit Union - GTFCU	436th	Ex	620+		Lots of eligibility options https://www.gtfcu.org/
Greenstate Credit Union	18th	EQ or TU	700+		More Data
GTE Financial		HP on membership		CU savers- arm of GTE financial- $10
Hanscom Federal Credit Union	246th			Air Force Association- $20
Hiway Credit Union	270th			Association of the United States Army, Minnesota Rec & Park foundation- $10 dono	https://www.hiway.org/
Hope Federal Credit Union	690th			Hope Credit Union- $5 one-time dono Hope Enterprise Coporation- $5 one-time dono Must do both	https://hopecu.org/
Hughes Federal Credit Union				One-time dono to community interest group	https://www.hughesfcu.org/
Ideal Credit Union	429th	Pulls chexsystem		John D Miller Foundation- $5 one-time dono	Using Elan Financial https://www.idealcu.com/
Interior Federal Credit Union		Pulls chexsystem HP On EQ for membership but can re-use HP		New Mexico Wildlife Federation at no cost or be a volunteer at a National Park one time for at least three hours	https://www.interiorfcu.org/
Justice Federal Credit Union- JFCU	432nd	Pulls Chexsystem		National Sheriff's Association or the National Native American Law Enforcement Association	Using Elan Financial https://www.jfcu.org/Eligibility
Kinecta Federal Credit Union				Innovision Society- $10 one-time Kinecta covers	https://www.kinecta.org/join-us
La Capitol Federal Credit Union	568th			Louisiana Association for Personal Financial Achievement; dues are $20 per household for the first year	https://www.lacapfcu.org/membership/membership_elibility.html
Lafayette Federal Credit Union	269th			Home Ownership Financial Literacy Council- $10 one-time	https://www.lfcu.org/about/membership.aspx
Lake Michigan Credit Union - LMCU		HP Ex membership	720+	Amyotrophic Lateral Sclerosis Foundation- $5 one-time dono	More info
Langley FCU	69th	Eq FICO 9 Pulls Chexsystem SP for membership HP CLIs		Anyone can join with $5 deposit in Shared savings account	Full Video https://www.langleyfcu.org/
Langley FCU Signature Cash Back card	69th	Eq			748/$5k/2nd card
Latino Credit Union	462nd			Latino community development center- $10 one-time dono	http://latinoccu.org/become-a-member/ No credit check for CD
Logix Federal Credit Union		HP Ex membership		American Consumer Council	Using MeridianLink Geo locked: AZ, CA, MA, MD, ME, NH, NV, or VA
Market USA Federal Credit Union	1,558th			Market USA cares foundation- $5 one-time dono	http://www.marketusafcu.com/membership/membership.aspx
Matadors Community Credit Union	921st			CSUN arts council- $5 one-time dono	https://matadors.org/bank/open-an-account
McCoy Federal Credit Union	460th				676/$10000 BK 2012, $150k income Based in Orlando https://www.mccoyfcu.org/membership/who-can-join.asp
Michigan State University Federal Credit Union	44th			Desk drawer fund- $10 one-time dono	https://www.msufcu.org/whocanjoin/
Money One Federal Credit Union	1,741st			Gifts for Easter Seals- $20 one-time dono	https://www.moneyonefcu.org/about-us/open-an-account/
MTC Federal Credit Union	1,097th			South Carolina Koi and Water Garden Society- $25 annually	https://www.mtcfederal.com/about/join/eligibility-requirements/
NASA Federal Credit Union	88th	Ex HP on membership Will ask you to unfreeze	735+	National Space Society- $25 annually	686/$15000 Has pre-approval, not very accurate https://www.nasafcu.com/membership/ Will ask for copy of original SS card on CDs and some apps
Navy Federal Credit Union-NFCU	1st	Tu/Ex	650+	Military, family	Full NFCU playlist Uses Vantage Credit Vision for CLIs
Navy Federal Credit Union-Go Biz Visa	1st	HP Ex FICO 8			LLC 6.5 months old 760/$7500 @ 10.65%
Navy Federal Credit Union-Go Biz Mastercard	1st	HP Ex FICO 8			LLC 1.5 years old, 752, $15k @ 10.65% LLC 6.5 months old 760/$7500 @ 10.65%
NIH Federal Credit Union		Pulls Chexsystems Eq FICO 5 mortgage HP on Membership		American Consumer Council Have to setup Shared savings with $5	No geo lock, no HP join through American Consumer Council
NIH Federal Credit Union Visa Business Rewards Credit Card		No HP			Min $5k CL $25k+ limits with seasoned accounts (deposit on account opening) then groom for 6-12 months
Northrop Grumman Federal Credit Union	290th	Ex for credit Pulls Chexsystem	720+ on loans 750+ on credit cards		https://www.ngfcu.us/about/whoseligible.aspx
Northwest Federal Credit Union	99th			National Wildlife Federation- $30 one-time	https://www.nwfcu.org/membership
Nusenda Credit Union	104th	HP on membership		New Mexico Wilderness Alliance ($35 membership fee)	https://www.nusenda.org/about/about-us
NuVision Federal Credit Union	137th	Pulls Chexsystems		American Consumer Council	https://nuvisionfederal.com/membership/am-i-eligible/
Ohio University Credit Union/OUCU Financial Credit Union	738th			Ohio University Friends of the Libraries- $20 (8 others)	https://www.oucu.org/about/membership/membership-eligibility
Oklahoma Central Credit Union	577th			affiliation with any other credit union	https://www.oklahomacentral.creditunion/Join-Oklahoma-Central
Parda Federal Credit Union	1,172nd	HP Ex for Membership		American Consumer Council	http://www.parda.com/eligibility
Patelco Credit Union		HP EX FICO 8	720+	Financial Fitness Association	778/$10k @ 6%APR Video More info
Pen Air Credit Union	182nd	SP on membership		Navy-Marine Corps Relief Society Inc- Pen Air covers it	https://www.penair.org/relate/membership/
PenFed Credit Union		Eq FICO 9 Double dip HP if done online, day after 1st approval		Military, family	714/$1200 712/$31000 autoloan Max exposure of $50k Max card limit $25k
PenFed Platinum Rewards		Eq FICO 9			696/$6000 729/$12500 pulled FICO 9
PenFed Power Cash Rewards		Eq FICO 9			700/$10000 654/$2500 BK 2017 831/$25k/ online app/no poi
PenFed Travel Rewards		Eq FICO 9			712/$5000
Pennsylvania State Employees Credit Union- PSECU	34th	Ex FICO 8 HP for membership (good for 30 days)	670s-700s Lowest was 645	Pennsylvania Recreation and Park Society- $20 one-time PSECU covers half	780/$30000/ App'd with no membership, took couple days Membership based Give you offers right away https://www.psecu.com/join
Pinnacle Federal Credit Union	1,767th			American Consumer Council
Premier Members Credit Union	273rd			Impact on Education - $50 minimum	https://www.pmcu.org/membership/join.html?tabId=2
Puerto Rico Federal Credit Union	1,274th			Museo de Arte de Ponce en Puerto Rico- $25	https://prfedcu.com/membresia/
RTN Federal Credit Union	418th			Danvers Historical Society- $40	https://www.rtn.org/open-an-account/
Salal Credit Union	347th			Salal Foundation Peoples memorial asociation	https://www.salalcu.org/about-us/salal/
San Diego County Credit Union				Financial Fitness Association	https://www.sdccu.com/online-and-mobile-banking/open-an-account
SCE Federal Credit Union	425th			Center for Financial Empowerment- $10 one-time dono	https://www.scefcu.org/about-us
Security Services Federal Credit Union- SSFCU		Tu Pulls Chexsystems	650+	Geolocation based	Uses TU Credit Vision Scoring Model 770/$15k Asks for POI https://www.ssfcu.org/membership/why-choose-security-service/ways-to-join
Self Help Credit Union	218th			Center for Community Self-Help- $5 one-time	https://www.self-helpfcu.org/personal/join-our-credit-union/join-us
Signature Federal Credit Union	840th	Eq		American Consumer Council	Based in Virginia https://www.signaturefcu.org/General-Information/FAQ.aspx#faq-1818
Spectra Credit Union	651st	Ex			Join American Consumer Council Issued By Elan Financial Full Video
Spectra Credit Union Business Card		Tu			775/$20k
Spectrum Credit Union		Pull Chexsystems		Financial Fitness Association	https://www.spectrumcu.org/about-us/membership
Spire Credit Union	215th	HP Eq on membership		InSPIREation Foundation	https://www.myspire.com/About-SPIRE/Membership
Stanford Federal Credit Union	106th			Museum of American Heritage	https://www.sfcu.org/about/what/who/
State Department Federal Credit Union	149th			American Consumer Council	https://www.sdfcu.org/how-do-i-join
State Employees Credit Union - SECU	407th	Eq FICO 5 Pulls Chex Systems		SECU foundation	No geo restrictions 30 day HP, multi-dip Pre-approvals good for 60 days https://www.secunm.org/about/membership/become-a-member.html
State Employees Credit Union - SECU Business Credit Cards	407th		680+ personal		2 years biz financials Registered in Maryland Get checking account first
Sun East Federal Credit Union	482nd	Pull Chexsystems HP for membership		Sun East Charitable Foundation- $10 one-time	https://www.suneast.org/about/membership/personal-membership/
SunWest Credit Union	657th			SunWest foundation- $5 one-time dono	https://www.mysunwest.com/Our-Story.aspx
Taleris Credit Union	2,150th			Public Animal Welfare Society $5- one-time Seven Hills Historical Society- $5 one-time	https://www.taleriscu.org/am-i-eligible/
Tampa Bay Federal Credit Union	824th			Prime time club- $5 one-time	https://www.tampabayfederal.com/Join
Teachers Federal Credit Union	25th			open membership
Technology Credit Union	83rd			Financial Fitness Association	https://www.techcu.com/Membership/Join-Tech-CU/
Thrivent Federal Credit Union	485th			American Consumer Council	https://www.thriventcu.com/about-us/membership.html
TruWest Credit Union	299th	HP EX membership		American Lung Association- $15 one-time dono	Using Elan Financial https://truwest.org/about/join-now/
Unify FCU	102nd	HP Ex each app SP credit on membership Pulls Chexsystems		Surfrider Foundation of the Friends of Hobbs	Offers Prequal NowMore Data
United States Senate Federal Credit Union	353rd			US Capitol Historical Society- $65 American Consumer Council	https://www.ussfcu.org/membership/#eli
University of Michigan Credit Union-UMCU	330th	Tu			718/$20k
Utah First Federal Credit Union	484th			Community Volunteers of Utah- $5 dono annual	https://utahfirst.com/membership/
Vision Financial Federal Credit Union	2,321st			North Carolina Consumers Council- $20	http://www.vffcu.org/membership/eligibility.aspx
Wheelhouse Credit Union	786th	HP on membership		San Diego County Zoological Society San Diego Automotive Museum	https://www.wheelhousecu.com/home/about/membership
Wings Financial Credit Union				Wings Financial Foundation	https://www.wingsfinancial.com/membership
Workers Credit Union	158th			Financial Fitness Association	https://www.wcu.com/about-us/membership/
Wright-Patt Credit Union- WPCU		Tu			685/$5k OH residents only https://www.wpcu.coop/about-us
Xcel Federal Credit Union	1,313th			American Consumer Council	Must fund $5 savings https://www.xcelfcu.org/Join/Membership/Join-Now/Membership-Details
Zeal Credit Union	507th			CSI Support and Development Services- $2 one-time	https://www.zealcu.org/become-a-member/

Alliant Credit Union Cashbank Signature Card- This card has horrible reviews, not paying 3% rewards, asking for 2 yrs tax returns, proof of all investment accounts, and lots of additional data.

Baxter Healthcare- BCU

• You get “recommendations” from the start, you can double dip on hardpulls for 30 days to get PLOC or PLs. When the loan officer calls you to finalize everything, you can negotiate your CL and apply for other products on the same hard pull.

NFCU

• We have limited data on the site still on NFCU because we were hit with a Trademark Infringement takedown notice in July 2022 and complying with that.

Golden One

• Will approve with high inquiries (10+)
• California Only
• Min approval is $500
• APR is 7.79%-11.79% (more)

Lake Michigan Credit Union

• MI or FL only
• 7.75% APR ongoing
• 0 Annual Fee
• 1% foreign transaction fee
• Credit line up to $25,000
• Free car rental insurance
• THEY WILL NOT EXTEND CREDIT TO PEOPLE LIVING OUTSIDE OF MI AND FL
• Seem to be conservative bank
• No geo restrictions on the 3% back on $15k deposits

Patelco Credit Union

Have to be a member, here is full membership list here, they pull FICO 8 Experian