X1 Credit Card

The X1 credit card is a fintech offering currently in an invite only mode, so you can join only through someone elses link they give you or invite you to join.

X1 Data points:

  • Looking for prime or better credit (700+)
  • Link up bank account for approval
  • They will SP Experian and after you accept offer they may try to HP Experian so lock it down
  • Used to give larger limits like $20k-$30k, now I am seeing $7500-$10k
  • Reports to credit bureaus no, used to be ghost card
  • Allows 1 card, not sure on max exposure if they have one
  • They are a digital card to customer service is tough, by far the number one complaint is its hard to get ahold of support in anyway. No phone number either.

Recent Video On X1

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We have rebranded from Its Dumb Money to Wallet Monkey! Same mission, new name!